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Gun Control and Crime Rates: A Comparative Study. Gun control has been an issue in plan examples, the United States of America since its founding in 1776. After all, the first shots that were fired in the Revolutionary War at Lexington and Concord were an effort by the American colonists to keep the British army from potter and the chamber, taking the guns from the colonial armory. Even after gaining freedom from British control, the American people were obviously still concerned about their rights to own guns. This can be seen in the 2nd Amendment to the Constitution which says the right of the people to keep and bear arms shall not be infringed. Owning guns has been a staple of the learning conservative portion of America. We will write a custom essay sample. on Gun Control and Crime Rates: A Comparative Study or any similar. topic specifically for you.

More recently however, many have been clamoring for more restrictive gun laws. Minimum Wage Increase Unemployment! These calls for increased regulation on guns have been from those who perceive guns and personal learning plan examples, gun-owners as potential threats to peace. The pro-gun crowd responds by emphatically stating that they have a right to own guns. With every mass shooting and tragedy that occurs both sides get louder and louder. The debate rages on minimum wage increase, and on. Personal Learning Examples! It is important to harry potter chamber of secrets summary ask several questions in this debate. Does gun ownership deter crime or increase crime?

Do states with a higher gun-ownership rate have a lower crime-rate or is learning, it the opposite? Do gun control law have an affect on crime rates? If so, how long does it take a gun control law to affect the rate of crime? This article aims to hamlet 3rd soliloquy answer those questions. The ultimate purpose of personal learning plan this article is to prove that states with looser gun control laws have a lower crime rate and potter, violent crime rate than those with more restrictive gun control laws. A second purpose of this paper is to look at the theory of personal learning examples why this may be the case. The theory that is what lovesong alfred about, being proposed herein, is that states who make it easier for people to own guns legally are states with lower crime rates. To put it simply, the learning plan examples more law-abiding citizens with guns, the less crime that occurs.

Literature Review Before. Page 2 Gun Control and Crime Rates: A Comparative Study Essay. quoting stats and citing numbers it is essential to look at what both sides are saying about the current gun-control controversy. It is harry potter chamber of secrets summary, impossible to get an accurate look at examples this debate without fairly considering both sides. Wage! There have been an inordinate amount of learning plan gun related articles published in human, the last decade or so.

That being said its not hard to distinguish the two side in this debate. Personal Examples! On one side there are the traditional conservatives who are in favor of little to no gun-control. On the minimum increase other side are those who favor a stricter gun control policy. Let us first consider those who speak in favor of additional gun-control laws. The predominant theory among those who hold this point of view is that more guns equals more violence. Consider what Fareed Zakaria had to say in his article entitled The Case For Gun Control. Gun violence in America is off the chart compared with every other country on the planet. Zakaria says.

He goes on to compare the personal plan examples United States to a few other countries and then finishes the paragraph by stating We have many, many more guns. Zakaria is not the why ncaa athletes should only person that holds these sentiments. U. S Senator Dianne Feinstein (D-CA) has had harsh words for assault weapons in the past. Learning Examples! Recently, in an interview with the New York times she said How many assault weapons do you need circulating? To have these mass killings is such a blight on everything that America stands for. By mass killings Feinstein is referring to why ncaa athletes should not be paid recent tragedies such as the Newtown, CT, shooting which claimed the lives of twenty-six and the Aurora, CO, shooting which claimed twelve. Those who favor tighten gun control point to these examples as proof that more guns makes for more violence and death. Many of them also argue that it is possible for these murderers to go on these deadly rampages because it is too easy for them to plan get their hands on high-powered guns. Senator Frank Lautenberg (D-NJ) said in an article in the Junior Scholastic Journal that, Its too easy for criminals, the human trafficking mentally unstable, and even terrorists to buy dangerous weapons. He went on examples, to advocate tighter controls on prospective gun-buyers and more thorough background checks. He concluded by human trafficking essays, saying People shouldnt have to live in fear of guns.

Thats why I want to make it harder for dangerous people to get hold of them. Many of personal learning plan those who advocate for more gun-control are not actively trying to restrict the rights of the people. Oftentimes they are just trying to do what they think is best for the nation and the people as a whole. The other side of the of secrets summary aisle have arguments that are equally strong. One of the most cited studies used to plan combat further gun control is a book written in 1997 by John Lott entitled More Guns, Less Crime. Throughout this book Lott details how increased gun ownership actually decreases crime rates. 3rd Soliloquy! He starts by giving examples of how gun-owners used concealed handguns to deter criminals from potentially harming them or their families. He goes on to explain that if criminals know that there may be a cost involved with an attempted crime, then the criminal is personal learning examples, much less likely to engage in that criminal activity. Several other conservative authors have further extrapolated Lotts study and agreed with his analysis. As of late, many conservative authors, scholars and trafficking, columnists have spoken out against increased gun control laws that have resulted because of examples mass shootings. Erich Pratt, a columnist for U. S News and 3rd soliloquy, World Report had this to say, The president and personal learning plan, members of Congress are pouncing on the recent shooting in Connecticut and are trying to exploit it for political gain.

Sadly, if they get their way, we will see even more of these horrific tragedies. He goes on to explain that most of the shootings that have happened have taken place in gun-free zones. He points out that criminals who want to break the law do not care about signs that tell them that they cannot have guns in a specified areas. Increase Unemployment! The only examples, people who are restricted are law-abiding citizens. Wage Unemployment! He then goes on to give examples of personal examples people who stopped potential mass shootings with weapons of their own. Wayne LaPierre, CEO of the National Rifle Association echoes Pratt. Gun-control laws have never, and image, can never, reduce violent crime. Learning Plan! Thats because anti-gun laws dont affect criminals, who ignore all laws. Government studies prove it, finding that most criminals get guns through theft or the black market, where gun laws have no effect says Lapierre in an article published in the New York Times Upfront. 3rd Soliloquy! The conservative right seems to personal learning be quite united in their stand against more gun control. Human Essays! Beyond the personal examples rhetoric that both sides hurl at chamber each other, there have been several great studies that have been conducted on the subject of learning plan examples gun control and crime. Specifically, there are two studies, one by image, the University of Harvard, called Would Banning Firearms Reduce Murder and Suicide? Another poll conducted by Quinnipiac University, called Background Checks Could Lead To Gun Confiscation, Many Voters Tell Quinnipiac University National Poll; But 91 Percent Want Universal Gun Checks. The study produced by Harvard, which was published in the Harvard Journal of Law Public Policy, is actually a European study that compares several different countries and their varying levels of gun control.

After analyzing the gun laws in each country the study takes a look at personal examples the crime-rate in each country. The study looks at what of j alfred prufrock a total of eighteen countries. The results were interesting. The research showed that the nine countries with more restrictive gun control had a combined murder rate that was more than three times higher than the countries that had less restrictive gun control policies. The studys authors write, If the mantra more guns equal more death and fewer guns equal less death were true, broad cross-national comparisons should show that nations with higher gun ownership per capita consistently have more death. Nations with higher gun ownership rates, however, do not have higher murder or suicide rates than those with lower gun ownership. Examples! Indeed many high gun ownership nations have much lower murder rates. The poll that was conducted by Quinnipiac University is a little different. Qunnipiac sent out several questions regarding gun control and various laws that could be passed or bans that could be introduced.

The poll shows that most Americans favor stricter gun control. Specifically, the results show that 91% of Americans favor universal background checks before purchasing guns of any type. This is interesting considering that recently, American voters said, by a margin of 48%-38% (with the rate among gun owners sitting a a much higher 53%-34%), that the government could use extensive background checks to repossess legally owned and human trafficking, acquired guns. Still, the study shows that Americans do generally support more restrictive gun control, including a ban on high capacity magazines and personal learning, a ban on all assault weapons. Data And Methods Before numbers can be accurately looked at, it is important to define the terms that will be used.

When defining gun control The Brady Campaign is one of the most accurate measures of gun control by state. Every year The Brady Campaign gives every state a scorecard. The scale on hamlet, the scorecard is 0-100. Zero being the personal least restrictive gun control measures and one hundred being the most restrictive. Points can be scored in several different categories. Image! The categories are: gun dealer regulations, record retention, crime gun identification, owner must report lost/stolen guns, background checks, permit to purchase, ammunition regulation, assault weapons ban, large capacity magazine ban, child safety, guns in public places and local control, CCW discretion, no state preemption, and finally, a limit on bulk purchases. These will be the learning categories that will be considered when comparing the levels of athletes should not be different states gun control policies. Another set of terms that must be defined and personal, operationalized is crime-rate. This study will compare not only the overall crime-rate of each of the states, but also the violent crime-rate.

These statistics will pulled from the Federal Bureau of Investigation. The FBI takes these statistics every year and harry and the of secrets, publishes them for the public to see. The FBI uses the plan Uniform Crime Reporting Program (UCR) to obtain their information on crime. The UCR is a collection of over 18,000 different city, university/college, county, state, tribal, and federal law enforcement agencies all voluntarily reporting crime to hamlet 3rd soliloquy the program. Crime information can be submitted either to the state branch of UCR or to the federal UCR. Personal Plan! In this particular study statistics from the year 2010 will be used. Lastly, population must be defined. In this study the population of each state will be the human population that was measured in 2010 by the United States Census Bureau. This is to be consistent with the crime-rate statistics, which, as has already been mentioned, are the numbers from 2010.

Also, 2010 is the most recent country-wide census that has been conducted by the government. Personal Learning Examples! Research Design A total of six states will be compared in this study. The states will be divided up into three different side-by-side comparisons. Why Ncaa Athletes Should Paid! The states that will be studied are: Indiana, Illinois, New Jersey, Delaware, Texas and California. Indiana will be compared to Illinois, New Jersey to personal Delaware and California to Texas. These states were chosen and pair together for three main reasons. First, the gun control laws of the states in why ncaa should not be paid, each comparison are very different. For example, California has very strict gun control laws, while Texas has very loose gun control laws. Second, geographical proximity. Illinois and Indiana are neighbors in the Mid-West. New Jersey and Delaware border each other on the East Coast and California and Texas are relatively close in the West.

Texas and California also both share a border with Mexico which could factor into the crime-rate. Finally, varying sizes, location, population and personal examples, laws. In order for this study to be as accurate as possible states of different size, geographical location, total population and why ncaa athletes should not be, specific laws must be measured. For example, Illinois has moderate gun control laws, but they are not nearly as restrictive as Californias, at the same time they are not nearly as loose as Indianas. The geography has been explained, but to further the point, different areas of the personal United States have different sub-cultures, by wage increase, looking at several different states we can see how gun control works in these different sub-cultures. Also, the variable of population comes into play. Each of these states has a different level of population and population density. Again, by looking at varying levels of population we can see how different levels of gun control affect each state. Obviously states with a much higher population will have more total crimes simply for the fact that it has more people. This will be controlled by measuring the learning plan examples average number of crimes committed per 100,000 persons.

The varying levels of image gun control laws that these states have will be compared and analyzed. Personal Learning! Then, the crime-rates and not be paid, violent crime-rates will be compared and analyzed. The study will be testing to see if there is any correlation between the personal learning plan examples individual states gun laws and hamlet, its crime rate. A second item that will be considered is the effect that gun control laws have had in the states. The crime rate in learning plan examples, each state will be measured and trafficking, compared for the last ten years the states that have more gun laws this is to see if the gun control legislation has any measurable affect on learning plan, the state crime-rate. For states that have very loose gun control laws this is done to see if crime was trending down anyway. Main Body (Research) First, lets consider the levels of human trafficking essays gun control laws in each of the states that will be compared. Learning Examples! The study specifically chose six states that did not have a zero according to The Brady Campaign. Below is visual representation of each states gun control score according to why ncaa should not be The Brady Campaign. As can be seen Indiana has a score of learning 4, which is being compared to Illinois score of 35.

Delaware has a 13 which is being compared to New Jerseys 72. Harry Potter And The Chamber Of Secrets Summary! Finally, California comes in with a nation-high score of 81 which is being compared to Texas score of only 4. Learning! Referring to the different categories that are scored on pages 5 and 6. Both California and New Jersey score at wage increase least some points in all categories, Illinois scores in about half of the categories. Personal! While Indiana, Texas and Delaware only score in the two most basic categories; Gun Dealer Registration, and Guns In Public Places and Local Control categories. Now that the level of unemployment gun control in each state is known, we can now begin the side-by side comparisons. First, lets consider the small states, New Jersey and Delaware.

In 2010 Delaware had a population of 897,934 according to the U. S Census Bureau. That same year Delaware reported an overall crime-rate of 4,077. 2 crimes per plan examples, 100,000 persons and a violent crime rate of 620. 9 crimes per 100,000 people. Remember that Delaware had the relatively low score of 13 according to The Brady Campaign. In 2010 New Jersey reported a total population of 8,791,894.

That same year New Jersey reported an overall crime rate of 2387.6 crimes per wage increase unemployment, 100,000 persons and a violent crime rate of 307. 7 crimes per 100,000 persons. Again, remember that New Jersey had the high score of 72 on The Brady Campaign scorecard. Personal Examples! Another factor that should be taken into account is the fact that New Jersey has a much higher population than Delaware. This reduces the essays affect that each crime has on the rate per 100,000. Delaware has a much smaller population, so each crime has a significantly higher affect on the crime-rate per 100,000 inhabitants. If you were to look at personal learning examples the number of crimes committed you would see that Delaware reported just 36,686 total crimes compared to New Jerseys 210,097. Again this is because of the population difference, but since Delawares total population is so small compared to New Jerseys it was important to note. It is also important to note that New Jersey has a much higher percentage of hamlet its population in a metropolitan area than Delaware does. Plan Examples! In fact, the FBI reported that, technically, 100% of New Jerseys population resides in a metropolitan area. Below is a visual representation of the image trend of the violent crime-rate per 100,000 persons in both New Jersey and Delaware over the last ten years.

Now lets take a look at the second side-by-side comparison. Plan Examples! The more medium-sized, mid-western states Indiana and potter, Illinois. In 2010 Indiana had a population of 6,483,802 people according to the U. S Census Bureau. That same year Indiana reported an overall crime-rate of personal learning plan examples 3,393. What Lovesong Of J Prufrock! 5 crimes per 100,000 persons and a violent crime-rate of 323. 3 crimes per 100,000 persons. Personal Learning Plan Examples! Also in 2010, Illinois had a population of image 12,830,632 people. In 2010 Illinois reported an overall crime-rate of 3,118. 1 crimes per 100,000 persons and a violent crime-rate of 444. 9 crimes per persons.

It is important to personal learning plan note that, while Indianas total crime-rate is higher than that of Illinois, Illinois violent crime-rate is substantially higher than Indianas. This discrepancy is hamlet 3rd soliloquy, because Indiana has a higher property crime rate than Illinois, but Illinois has a higher murder rate and aggravated assault rate. Below is a visual representation of the trend of the violent crime-rate per 100,000 persons in both Indiana and personal learning plan examples, Illinois over the last ten years. Last, but not least, let us consider the final side-by-side comparison of this study. The final comparison will be between the two larger, western states, California and Texas. Athletes Should! Before looking at learning plan the numbers from each state it is important to remember two things. First, both of these states border Mexico. Human Essays! Because of the plan recent problems with illegal immigration and drug trade, the crime rates of both states may be slightly inflated.

Second, these two states have distinctly different sub-cultures. Essays! California is distinctly more liberal and Texas has a much more independent, conservative flavor. Now, to the numbers. In 2010 California had a population of 37,253,956 people according to the U. S Census Bureau. That same year California reported an personal plan overall crime-rate of 3,069.

5 crimes per 100,000 persons and a violent crime-rate of 439. 6 crimes per 100,000 persons. In 2010 Texas had a population of 25,145,561 according to the U. S Census Bureau. Also in unemployment, 2010 Texas reported an overall crime-rate of 4,215. 2 crimes per 100,000 persons and a violent crime-rate of 448. 4 crimes per personal, 100,000 persons. Potter And The Chamber Of Secrets Summary! Below is a visual representation of the trend of the violent crime-rate per 100,000 persons in both California and learning examples, Texas over the last ten years.

It would appear that, over time, states with more gun control have considerably less crime. It would be worth someones time in the future to look at individual cities in each state and include additional controls for population and population density. Also, it may be interesting to see the murder rate for each state in comparison to the gun laws. What Is The Lovesong Of J Alfred About! After examining the results there are a few conclusions that can be made. First of all, it is personal learning, easy to see that my initial hypotheses were mostly wrong. The only state with loose gun control that had a violent crime-rate lower than the state with tighter gun control was Indiana. Even then, Illinois violent crime-rate was trending down and was rapidly catching up to Indianas. Not only that, but Indianas overall crime-rate was higher than Illinois. All of the what alfred prufrock about states that had more restrictive gun control laws showed a downward trend in violent crime over the given ten-year span.

Texas also showed a consistent downward trend, but both Indiana and Delaware fluctuated to some extent. It is worth noting that all of the plan examples states with more gun laws had a higher population than those with fewer gun laws. Either way, this study shows that looser gun laws do not definitively reduce crime.

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Your essay should be resourceful, based on proper guidelines and themed for specific need fulfillment. Your primary step should be to present a comprehensive and mature essay before the academic committee to let them make their minds on why you are a potential candidate. Minimum Wage Unemployment. If you are able to do that through such primary steps you are definitely scrutinized. Personal Learning Plan Examples. The interactions which follow thereafter would open a new direction and your writing skills would also be appreciated. With a focused approach and creativity, you make a place for self. It can prove a gateway to win the targeted goal. Essays meant to explain self for a vivid description of destination, personality traits need to be written creatively.

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ASSESSMENT 1: PERSONAL LEARNING PLAN

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Its not surprising that when giving or receiving flowers, pink blossoms are a favorite. Human Trafficking Essays? Pink is the color of happiness and is sometimes seen as lighthearted. For women who are. Citrus , Color , English-language films 1081 Words | 2 Pages. quantifiable data and accuracy are essential components. The main goal of the natural science essay is to utilize . problem-solving techniques that report results through analysis and observation. Expectations for writing in the natural sciences Whatever your topic when writing in the natural sciences, make sure you understand the personal learning assignment before you start. There are characteristics to alfred about take into consideration when writing an essay in learning plan examples, this field, which include the amount of technical language. Empirical , Mathematics , Natural science 592 Words | 3 Pages. Topics for Cause and why ncaa athletes should Effect Essays.

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Media- television -communication Reading watching Movies/film 12. Music -Art- Fashion -Sport 13. Hamlet 3rd Soliloquy? Computer technology nuclear- internet 14. Capital punishment , Crime , Criminal justice 1845 Words | 7 Pages. Compare and Contrast Essay: Pink and Janis Joplin. and Contrast Essay To be yourself in a world that is constantly trying to make you something else is the greatest accomplishment. A . quote by the late Janis Joplin. An important figure in the upgrowth of personal learning plan, music and what it has become. She had an outgoing personality, much like we see today with pop sensation, Pink . Although Janis Joplin and Pink have different backgrounds, they are both very influential in the development of what is the lovesong alfred, upcoming artists and their styles. Pink and Joplin came.

Bessie Smith , Big Brother and the Holding Company , Blues 1060 Words | 3 Pages. ?A: Causes and Effects Essay Topics 1. Plan? The effect of a parent, teacher, or friend on your life 2. Why you selected your major 3. Hamlet? . Personal Learning Examples? The effects of cramming for an examination 4. The effects of peer pressure 5. Minimum Wage Increase? Why some students cheat 6. The effects of growing up with a personal computer 7. The effects of poverty on an individual 8. Why one college course is personal learning plan more rewarding than another 9. Why many people don't bother to vote in local elections 10. Why more and more students are taking online classes. 1 , 14 , Hybrid electric vehicle 669 Words | 3 Pages. ? Main Essay Name: Johirul Hassan Student Number: 14097981 Subject: Introduction to Microeconomics Module leader: David . Kraithman Word count: 1129 (excluding title, name etc) Use demand and hamlet supply analysis to consider the current conditions in one of the following markets: (2) Protein sports drinks Bodybuilders and Athletes often supplement their diets with a powdered form of protein, also known as Protein sports drinks. But how effective is this? Currently, no consensus has been reached in plan, determining. Aggregate demand , Demand curve , Economic equilibrium 1307 Words | 4 Pages.

inspiration for an essay topic ? Find ready-made lists of topics to image choose from, or learn to narrow your focus and learning . pinpoint a topic of your own. 50 Narrative Essay Topics Struggling to find a topic for a narrative essay ? Narrative essays should reveal something about you, your life, or your personal observations. A narrative essay tells a story. When you write a narrative, you will talk about what happened and hamlet how the plan examples event made you feel. Social Studies Topics Social studies topics include history. Essay , Essays , Homework 607 Words | 3 Pages. biographical essay (450-500 words) about why ncaa athletes should not be paid, any person. A biographical essay tells about the life, achievements and plan examples major events of . a persons life. It may be too difficult to tell the why ncaa athletes should paid story of someones entire life.

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11. 12. 13. 14. 15. Hamlet 3rd Soliloquy? 16. Personal Learning Plan Examples? 17. Destination? 18. 19. 20. 21. Personal Learning Examples? 22. 23. 24. College , Education , Fast food 1228 Words | 4 Pages.

Applications 2.0 (7th 8th) MY FAVORITE FOOD ESSAY (Basic) A Tasty Way To Write an Incredible Essay Copyright 2007 . Hot Topic Essays , Super Achievement, Inc. All Rights Reserved www.superachievement.net Introducing: __________________! Paragraph OneIntroductory Paragraph Fill-in-the-blanks to show what this paragraph does: 1. Introduces the topic (Your Topic )______________________________ 2. Makes a statement about the topic . My favorite food is _____________________. 3. Writing 525 Words | 6 Pages. on virtual learning that five states currently require students to take at minimum increase, least one online course to graduate: Alabama Florida Idaho . Learning Plan Examples? Michigan Virginia Districts in other states such as Memphis City Schools in Tennessee and Marietta City Schools in Georgia are also said to be considering their own requirements independent of any state mandate. 3. Online assessments become the norm Filling in bubbles may soon be a thing of the image past as standardized testing moves. Distance education , Education , Educational psychology 876 Words | 3 Pages. ELEMENTS OF AN ESSAY Preliminary Remarks Following are some suggestions to help you write an acceptable academic- level essay . . This is not the only way to organize and plan examples develop an essay . Why Ncaa Athletes Should? It is, however, a tried and true system and will likely be what your TCC instructors require of you. Audience and Purpose Before beginning, you should consider both your audience and personal learning examples purpose.

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The fifth floor was meant for keeping chronic and old age patients. Floors , Management , Management occupations 1499 Words | 5 Pages. t100 ESSAY AND JOURNAL TOPICS Ken Stewart Chapel Hill High School Chapel Hill, North Carolina Journal writing is an informal . approach to developing students writing skills. Personal Learning? The assessment is primarily based on improvement and completing a minimum number of pages (5 pages skipping lines) by the established deadline. My feedback to students is focused on interaction with what they have written as opposed to correcting syntax or orthography. Why Ncaa Should Paid? Since this is a dialogue journal, I respect the confidential. High school , School , Secondary school 1529 Words | 4 Pages.

? Problem statement The colonial cities in the New World, that is, the Americas, were founded and laid out according to specific . rules and intentions. Learning Plan? What were they? Did similar rules result in similar appearances or features in harry potter chamber, the cities of the learning plan examples different European colonisers? If not, why not? Use a specific city as suitable illustration of your argument. Essay Plan 1. Introduction/argument (150) 2. Lovesong About? Spain colonies rules (politics and religion) (200) 3. English. Colonialism , History of Spain , Mexico City 1625 Words | 6 Pages.

?Mackenzie Boulter Jake Syersak September 25, 2013 English 101 Essay #1 - Part Two In my creative piece, I used Lassels technique . of depicting photographic moments to convey what home means to me. Just the topic of the southern lifestyles comes as a sensitive yet powerful subject for me. In my essay I decided to thoroughly develop strong mental pictures of the place I was raised and explain what it is that makes that friendly community of Lake Travis, Texas so special to me. Pinpointing. Austin, Texas , Essay , Lake 2536 Words | 7 Pages. Most people have noticed the occasional pink flamingo on a yard or theme to learning some building but most are unaware of how deeply ingrained this . icon is to America. The pink flamingo is one of the hamlet many forgotten fads that American have gone through. Personal Examples? Jennifer Price gives a quick history about how the flamingo came on harry chamber summary the scene and what it meant to the American people. The trend of pink flamingoes in the mid 1900s shows how American people go through the cycle of overusing symbols that represent success.

Culture , Flamingo , Flamingo Las Vegas 1077 Words | 3 Pages. Topic 1 India is the second most populated country of this world. It has its own pros and cons. You need to express your own views over Family . Planning in personal plan examples, India. Essay 1 Planning is a prerequisite for solving any problem. Destination Image? Our country, India, is facing an acute problem of increasing population.

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Bibliography , Citation , Harper Lee 641 Words | 3 Pages. ?Final Essay Assignment VCC201 Summer 2013 Due June 10th 4-5 pages (1,000 1250 words) This assignment is worth 30% of your final . Hamlet 3rd Soliloquy? grade. Your essay must be thesis driven and present a coherent and well-structured argument. You must make use of at least four scholarly sources and follow a standardized referencing format, such as MLA, APA, or Chicago. Your essay must be double-spaced and include, if possible, copies of any images that you discuss. Your essay will be graded on following.

Discipline and Punish , Gilles Deleuze , Laura Mulvey 564 Words | 3 Pages. English-6th Period 3/1/2015 The City that was Forbidden. Personal Plan Examples? The Forbidden City is the . biggest palace complex on earth! The Forbidden City is an immense palace complex that has a rich History, an exquisite architecture, and plays a major role on tourism today. It has a rich History because it was home to fourth-teen Ming emperors and ten Qing emperors. The Forbidden City has an exquisite architecture because it has been a topic of fascination for many years.

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Writing and Informative Essays Informative. toExamples of Informative Essays The purpose of an informative essay , sometimes called an expository essay , is . to educate on harry and the of secrets a certain topic . It is not for giving an opinion or convincing someone to do something or change his beliefs. In addition to being informative, it needs to be interesting. Structure of an Informative Essay The basic structure of an informative essay is learning plan very simple. It needs to have a beginning, middle, and and the chamber of secrets end. The beginning needs to present the topic and grab the attention. Blood , Blood donation , Essay 745 Words | 3 Pages. Five-Paragraph Essay Project: Thesis, Supporting Points, Outline To do well on examples a project you should be prepared to spend time over several . Potter And The? days to do your best work. You should plan to apply yourself to your project, take a break from it, and come back several times to polish and refine your work. Your goal for this project is to complete some exercises about a prompt for personal examples a five-paragraph essay . The essay will be due.

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Price begins the passage by describing the relevance of flamingos pre-50s. She begins this paragraph with a slightly critical tone. Donald Featherstone , Flamingo , Irony 972 Words | 3 Pages. High School and Persuasive Essay Topics. 101 Persuasive Essay Topics By: Mr. Morton Whether you are a student in need of a persuasive essay . topic , ora teacher looking to assign a persuasive essay , this list of 101 persuasive essay topics should be a great resource. I taxed my brain to create this huge list of persuasive essay topics relevant to today's society, but I believe I am happy withthe results. I appreciate any and destination all comments or feedback.

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LIST OF IMPORTANT TOPICS FOR ESSAYS It is the list of those essays which has been asked in previous css exams . and intend to b most important. By practicing those essays u can achieve robust grip in essay . the following essays may not repeat but surely play crucial role to enlarge idea that how a css essay paper formatted. 01. Dilemma of the water and human trafficking essays energy crisis in Pakistan (2003) 02. Learning Examples? Art critics and reviewers (2003) 03. Alleviation of poverty (2005) 04. Minimum Wage? Persecuted poor women (2005) 05. 1912 , 1913 , 1916 1592 Words | 6 Pages. Thesis statements and topic sentences. ?Thesis statements and topic sentences help organize the ideas in an essay . Academic writers are expected to use thesis . statements and topic sentences. Academic essays are often organized using the following pattern: Introductionthe first paragraph of the essay . Examples? The thesis statement is usually the last sentence of the introductory paragraph.

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If you cant tell by reading the mortgage documents you received at settlement, contact your loan servicer and ask. Personal Plan? A loan servicer is responsible for collecting your monthly loan payments and crediting your account. Here are some examples of types of mortgages: Hybrid Adjustable Rate Mortgages (ARMs): Mortgages that have fixed payments for a few years, and then turn into adjustable loans. Some are called 2/28 or 3/27 hybrid ARMs: the first number refers to what is the of j the years the loan has a fixed rate and personal learning plan examples, the second number refers to the years the loan has an adjustable rate.

Others are 5/1 or 3/1 hybrid ARMs: the first number refers to the years the loan has a fixed rate, and the second number refers to how often the rate changes. Alfred About? In a 3/1 hybrid ARM, for example, the interest rate is fixed for three years, then adjusts every year thereafter. Plan Examples? ARMs: Mortgages that have adjustable rates from the destination image start, which means your payments change over time. Fixed Rate Mortgages: Mortgages where the rate is fixed for the life of the loan; the only change in your payment would result from changes in your taxes and insurance if you have an escrow account with your loan servicer. If you have a hybrid ARM or an ARM and the payments will increase and you have trouble making the personal plan examples increased payments find out image if you can refinance to a fixed-rate loan. Review your contract first, checking for prepayment penalties. Personal Learning? Many ARMs carry prepayment penalties that force borrowers to athletes should come up with thousands of dollars if they decide to refinance within the first few years of the loan.

If youre planning to sell soon after your adjustment, refinancing may not be worth the cost. But if youre planning to stay in learning plan, your home for a while, a fixed-rate mortgage might be the way to go. Online calculators can help you determine your costs and payments. If you are having trouble making your payments, contact your loan servicer to discuss your options as early as you can. The longer you wait to call, the fewer options you will have. Many loan servicers are expanding the options available to borrowers its worth calling your servicer even if your request has been turned down before.

Servicers are getting lots of increase unemployment calls: Be patient, and be persistent if you dont reach your servicer on the first try. You may qualify for a loan modification under the learning Making Home Affordable Modification Program (HAMP) if: your home is your primary residence; you owe less than $729,750 on your first mortgage; you got your mortgage before January 1, 2009; your payment on is the of j alfred about your first mortgage (including principal, interest, taxes, insurance and homeowners association dues, if applicable) is more than 31 percent of your current gross income; and personal plan, you cant afford your mortgage payment because of a financial hardship, like a job loss or medical bills. If you meet these qualifications, contact your servicer. You will need to provide documentation that may include: information about the monthly gross (before tax) income of destination image your household, including recent pay stubs. Personal Learning Plan Examples? your most recent income tax return. What Lovesong Of J Alfred Prufrock About? information about your savings and personal learning plan, other assets. What Is The Lovesong Prufrock About? your monthly mortgage statement. information about any second mortgage or home equity line of credit on personal plan examples your home. Hamlet? account balances and minimum monthly payments due on your credit cards. account balances and monthly payments on your other debts, like student loans or car loans. a completed Hardship Affidavit describing the circumstances responsible for the decrease in your income or the plan examples increase in 3rd soliloquy, your expenses. If youre interested in refinancing to take advantage of lower mortgage rates, but are afraid you wont qualify because your home value has decreased, you may want to ask if you qualify for the Home Affordable Refinance Program (HARP) or the HOPE for Homeowners (H4H) program. For more information, visit the U.S. Department of Housing and Urban Development. If you have fallen behind on your payments, consider discussing the following foreclosure prevention options with your loan servicer: Reinstatement: You pay the loan servicer the entire past-due amount, plus any late fees or penalties, by a date you both agree to. This option may be appropriate if your problem paying your mortgage is temporary.

Repayment plan: Your servicer gives you a fixed amount of plan time to repay the and the chamber summary amount you are behind by adding a portion of what is past due to your regular payment. This option may be appropriate if youve missed a small number of payments. Forbearance: Your mortgage payments are reduced or suspended for a period you and your servicer agree to. At the end of plan examples that time, you resume making your regular payments as well as a lump sum payment or additional partial payments for and the chamber, a number of personal plan months to bring the loan current. Forbearance may be an why ncaa not be option if your income is reduced temporarily (for example, you are on disability leave from a job, and you expect to go back to your full time position shortly). Forbearance isnt going to help you if youre in a home you cant afford. Loan modification: You and your loan servicer agree to learning plan permanently change one or more of the terms of the mortgage contract to not be make your payments more manageable for you.

Modifications may include reducing the interest rate, extending the term of the personal learning plan loan, or adding missed payments to the loan balance. A modification also may involve reducing the amount of human trafficking money you owe on your primary residence by forgiving, or cancelling, a portion of the mortgage debt. Examples? Under the harry and the summary Mortgage Forgiveness Debt Relief Act of 2007, the personal learning plan forgiven debt may be excluded from income when calculating the federal taxes you owe, but it still must be reported on harry of secrets summary your federal tax return. For more information, see www.irs.gov. A loan modification may be necessary if you are facing a long-term reduction in your income or increased payments on an ARM. Before you ask for forbearance or a loan modification, be prepared to personal learning plan examples show that you are making a good-faith effort to pay your mortgage. For example, if you can show that youve reduced other expenses, your loan servicer may be more likely to negotiate with you. Selling your home: Depending on harry chamber of secrets the real estate market in your area, selling your home may provide the funds you need to pay off your current mortgage debt in full. Bankruptcy: Personal bankruptcy generally is considered the debt management option of plan examples last resort because the hamlet 3rd soliloquy results are long-lasting and learning, far-reaching. Harry Potter Chamber? A bankruptcy stays on your credit report for examples, 10 years, and can make it difficult to get credit, buy another home, get life insurance, or sometimes, get a job. Still, it is 3rd soliloquy, a legal procedure that can offer a fresh start for people who cant satisfy their debts.

If you and learning examples, your loan servicer cannot agree on a repayment plan or other remedy, you may want to minimum wage unemployment investigate filing Chapter 13 bankruptcy. If you have a regular income, Chapter 13 may allow you to examples keep property, like a mortgaged house or car, that you might otherwise lose. In Chapter 13, the court approves a repayment plan that allows you to use your future income toward payment of your debts during a three-to-five-year period, rather than surrender the property. After you have made all the payments under the plan, you receive a discharge of certain debts. To learn more about Chapter 13, visit the U.S. Trustee Program, the organization within the U.S. Department of alfred Justice that oversees bankruptcy cases and trustees.

If you have a mortgage through the Federal Housing Administration (FHA) or Veterans Administration (VA), you may have other foreclosure alternatives. Before you have any conversation with your loan servicer, prepare. Record your income and expenses, and calculate the equity in your home. To calculate the equity, estimate the market value less the balance of your first and any second mortgage or home equity loan. Then, write down the answers to personal learning the following questions: What happened to make you miss your mortgage payment(s)? Do you have any documents to back up your explanation for falling behind?

How have you tried to harry potter and the of secrets summary resolve the problem? Is your problem temporary, long-term, or permanent? What changes in your situation do you see in the short term, and in the long term? What other financial issues may be stopping you from getting back on track with your mortgage? What would you like to see happen? Do you want to personal learning examples keep the home? What type of payment arrangement would be feasible for you?

Throughout the foreclosure prevention process: Keep notes of all your communications with the servicer, including date and time of destination contact, the nature of the contact (face-to-face, by personal examples, phone, email, fax or postal mail), the name of the trafficking essays representative, and the outcome. Follow up any oral requests you make with a letter to personal plan the servicer. Send your letter by certified mail, return receipt requested, so you can document what the servicer received. Keep copies of your letter and harry potter summary, any enclosures. Meet all deadlines the learning plan examples servicer gives you. Stay in unemployment, your home during the process, since you may not qualify for learning plan examples, certain types of assistance if you move out. Renting your home will change it from a primary residence to an investment property. Most likely, it will disqualify you for any additional workout assistance from the servicer.

If you choose this route, be sure the rental income is enough to help you get and of j alfred prufrock about, keep your loan current. You dont have to personal learning examples go through the foreclosure prevention process alone. A counselor with a housing counseling agency can assess your situation, answer your questions, go over your options, prioritize your debts, and help you prepare for discussions with your loan servicer. Housing counseling services usually are free or low cost. While some agencies limit their counseling services to homeowners with FHA mortgages, many others offer free help to any homeowner who is having trouble making mortgage payments.

Call the potter of secrets summary local office of the U.S. Department of Housing and learning, Urban Development or the minimum wage increase unemployment housing authority in personal learning plan, your state, city, or county for help in finding a legitimate housing counseling agency nearby. Or consider contacting the wage increase Homeownership Preservation Foundation (HPF); 888-995-HOPE. Learning? HPF is a nonprofit organization that partners with mortgage companies, local governments, and other organizations to help consumers get loan modifications and hamlet, prevent foreclosures. When choosing a counselor, beware of personal learning plan examples anyone charging large up-front fees or guaranteeing you a loan modification or other solution to stop foreclosure. Potter Of Secrets Summary? They shouldnt be charging you high fees or making any guarantees. Take your business elsewhere. Consider Giving Up Your Home Without Foreclosure.

Not every situation can be resolved through your loan servicers foreclosure prevention programs. If youre not able to keep your home, or if you dont want to keep it, consider: Selling Your House: Your servicers might postpone foreclosure proceedings if you have a pending sales contract or if you put your home on examples the market. Hamlet? This approach works if proceeds from the sale can pay off the learning entire loan balance plus the destination image expenses connected to selling the home (for example, real estate agent fees). Such a sale would allow you to avoid late and legal fees and learning plan, damage to your credit rating, and protect your equity in the property. Short Sale: Your servicers may allow you to sell the home yourself before it forecloses on the property, agreeing to forgive any shortfall between the sale price and the mortgage balance. This approach avoids a damaging foreclosure entry on unemployment your credit report.

Under the Mortgage Forgiveness Debt Relief Act of 2007, the personal examples forgiven debt on your primary residence may be excluded from income when calculating the federal taxes you owe, but it still must be reported on your federal tax return. For more information, contact the IRS, and consider consulting a financial advisor, accountant, or attorney. Deed in Lieu of Foreclosure: You voluntarily transfer your property title to the servicers (with the hamlet servicers agreement) in personal, exchange for what is the of j alfred about, cancellation of the remainder of your debt. Though you lose the home, a deed in lieu of plan examples foreclosure can be less damaging to your credit than a foreclosure. You will lose any equity in the property, although under the Mortgage Forgiveness Debt Relief Act of 2007, the forgiven debt on your primary residence may be excluded from income when calculating the federal taxes you owe. However, it still must be reported on your federal tax return.

For more information, contact the IRS. Hamlet 3rd Soliloquy? A deed in lieu of foreclosure may not be an option for you if other loans or obligations are secured by your home. Scam artists follow the headlines, and know there are homeowners falling behind in their mortgage payments or at personal learning plan examples risk for foreclosure. Their pitches may sound like a way for you to get out from under, but their intentions are as far from honorable as they can be. They mean to take your money. Among the predatory scams that have been reported are: The foreclosure prevention specialist: The specialist really is a phony counselor who charges high fees in exchange for making a few phone calls or completing some paperwork that a homeowner could easily do for himself. None of the actions results in saving the potter chamber home.

This scam gives homeowners a false sense of hope, delays them from seeking qualified help, and exposes their personal financial information to a fraudster. Some of these companies even use names with the word HOPE or HOPE NOW in them to examples confuse borrowers who are looking for assistance from the free 888-995-HOPE hotline. The lease/buy back: Homeowners are deceived into signing over the deed to their home to a scam artist who tells them they will be able to remain in the house as a renter and eventually buy it back. Usually, the terms of this scheme are so demanding that the why ncaa athletes not be paid buy-back becomes impossible, the homeowner gets evicted, and the rescuer walks off with most or all of the equity. The bait-and-switch: Homeowners think they are signing documents to bring the mortgage current. Instead, they are signing over the deed to their home. Homeowners usually dont know theyve been scammed until they get an eviction notice.

Making Money Privacy, Identity The Federal Trade Commission (FTC) is the nations consumer protection agency. The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace.